Is it too early to mention the ‘C’ word? Well, yes, probably. But, if you want to save a little cash on gifts and festivities, it’s going to take a little more planning than a last-minute dash to the shops. In this guide, I thought I would get the Christmas ball rolling for anyone who is fearful of going overdrawn, and all the money that it costs. I’d love to hear from you if you have any ideas, too. So don’t be shy, and remember to leave a comment after my five essential tips.

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Make your own gifts

I think it’s safe to say that money has completely overtaken Christmas these days. The average spend in the UK per person is an eye-watering £800 + – which is a good old chunk of the average income. But with all that money being splashed around, has it taken some of the soul away from the festive period? I certainly think so, which is why my first suggestion is so important. Making somebody something from your own inspiration is a real gift. It takes time, effort, and, most importantly, thought. It can tell someone how much you care about them in more ways than buying the latest DVD Boxset from HMV on Christmas Eve ever could.

Use your own talents

Everybody has a talent lurking somewhere. Perhaps you are great with words or can draw a mean picture. Maybe you are handy with a camera, or know how to create the perfect mixtape with someone’s favourite songs. The thing with creating anything is that it is a personal expression, and those are far finer gifts to give and receive. Sure, it may not be perfect, but it’s something of you that you have given away. And the cost to you is small fry compared to a hamper from Harrods that will be consumed and forgotten within days.

Use vouchers and coupons

Now is the time to start stocking up on vouchers, coupons, and non-perishable products from your local supermarket. Most retailers are releasing money-off coupons now in preparation for the Christmas period, so take a look online and see what you can find. For example, I’ve just found this coupon to get £30 off from Littlewoods in a quick, one-minute search. Think you can do any better? Also, start collecting your vouchers together that are left unused from last year. You can use them to buy gifts, home decor, and food for the holiday period. Check your current reward points, too. And be savvy with them. Often, they are worth more if you exchange them for gift vouchers than they are if you buy goods.

Read reviews

Are you getting the best bang for your buck when you shop for your Christmas food and drink? The perfect example from last year is Aldi’s own brand gin. While most people tend to go for Gordon’s, Aldi’s beat off the massive competition to win the best in the show at a gin lover’s tasting session. That £11 bottle was voted better than gin costing three times the price. So, as you can see, great value doesn’t mean scrimping on quality in any way. Next time you go shopping for your Christmas food and drink, don’t let snobbery get in the way of your taste buds.

Well, that’s all from me for now. As I said above, I would love to hear from you if you have any more tips.