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Insights on money, career and trading

What Does it Mean to be “Poor” in Different Places in the World?

Posted on September 24, 2014 by admin at 2:30 pm

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Poverty is often defined by the amount that a person has in money and material possessions, this can lead to extreme poverty, and even destitution. This level of poverty refers to the deprivation of basic human needs, including shelter, clothing, food and education. However, there is also relative poverty, which is defined as the economical state of the society you live within.

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How to Buy Property in Spain and Make a Profit

Posted on September 6, 2014 by admin at 2:23 pm

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Property investment remains to be one of the safest ways to make money in a short amount of time, and Spain continues to be a popular choice for many people. Over the last few years,  the property market in Spain has undergone rapid changes, and not all of these were beneficial. The worldwide crisis had a massive impact on the way that people spent their money, and this affected property markets in Spain.

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The Cheapest and Best Places to Live in the UK

Posted on October 25, 2014 by admin at 5:07 am

While the rising cost of property may not be a comforting sign, you don’t have to live in a rented space for the rest of your life. You can afford to buy a property. But, you may need to reconsider your options. The UK is full of cheap housing. What’s more, there are some affordable and beautiful places to live. You don’t have to live in a dive in order to be able to afford a mortgage. On the contrary, there are some cost-effective housing solutions within the UK. What is more, this housing is in fantastic parts of the country too.

If you are in the midst of house-hunting in the UK, you need to know where you can afford to live.

Salford

Salford used to get something of a bad press. But, with recent developments in the Greater Manchester area it is now a place to live and work safely. Salford is an affordable option for those who want to be a part of the thriving Manchester scene. Commuting from Salford to the inner city of Manchester will only take around 10 minutes. Salford is the perfect place to move to if you want big city action at an affordable rate. The average house price in Salford is £138,000.

Hull

New research has shown that many first-time buyers are flocking to Hull. With larger properties and a more affordable rate, Hull has become the home of first-time buyers. With a rich and varied history, you won’t be short of things to do in Hull. The cost of living is also low too with bars and restaurants being very inexpensive. The average house price in Hull is £103,000. Little wonder many first-time buyers are flocking to this great city.

Birmingham

Birmingham, despite the accent, is an excellent place to live. With a wealth of shops and bars, it’s a great place for young and old to live. Housing has become very affordable. The average house price is £162,000 for a semi-detached property. One of the best things about Birmingham is that it has a high centre of business and commerce within the Colour Row area of the city. So, if you want a vast amount of employment opportunities, head to Birmingham.

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Dawlish

Dawlish in Devon is one of the most affordable places for families to reside. With more and more people upping sticks and taking the kids to Devon, the house prices have increased. But, only slightly. With an abundance of terraced homes, these generally fetch in the region of £177,000. It’s only slightly more expensive to live in Dawlish than Birmingham. This makes it an attractive prospect for many families. According to property brokers in Mill Hill, the schools are rated the best in the country due to the small classroom sizes.

Sunderland

If you want your property cheap and cheerful, head to Sunderland. A terraced home in Sunderland goes for the less than princely sum of £96,000. This is an excellent city to live within if you want to be within proximity to the sea. Sunderland is becoming the UK’s technology centre. So, if you are something of a tech-nerd, this could be an affordable solution for you. What’s more, you will have plenty of job opportunities.

10 Simple Money Saving Tips to Use Around the Home

Posted on October 24, 2014 by admin at 2:47 am

You’re probably wasting a hell of a lot of money in your home, without even realising it. Think about it: that wasted cash could go on more groceries, a new home decor, and even stuff for your kids. It isn’t difficult to save money around the home; you just have to be more mindful as you go about your day to day business. Try these 10 tips and you should notice a world of difference in your bank balance:

Make a Shopping List

Instead of going to the supermarket with no idea of what you’re going to buy, make a shopping list first. This will help you to avoid impulse purchases. You’ll save lots of money on your food shopping, and you won’t throw away as much perfectly good food! You won’t overeat either, so this is also a good tip for the waistline.

Use Plants to Clear the Air

Green plants in each room are as effective at clearing air as humidifiers. Think of the money you could save!

Switch to Showers

Do you like to take long, hot soaks in the tub? You should switch to showers instead if you’re looking to save money. You should notice a huge difference in your bills. Have a bath as a treat, not your go-to cleaning routine!

Buy Second Hand

Instead of buying furniture and other things brand new, buy second hand instead. You can usually find perfectly good second hand items for a bargain price on sites such as eBay. You can make your house look brand new on a budget!

Start DIYing

Instead of getting the professionals in, consider taking a short DIY course and getting to grips with it yourself. You’ll need to buy the materials for your projects, but you’ll save a fortune on labour! You’ll probably have lots of fun too.

Shop Around for House Insurance

Never go for the first house insurance policy you find. You shouldn’t go for the cheapest one either! The best value from a house insurance policy comes from one that is an affordable price, but covers all of your needs.

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Stop Renewing Without Thinking About it

Stop renewing all of your policies with your bill providers without thinking about it. Find new deals first and see if you can save even more money! Your electricity bill, for instance, could reduce significantly if you simply do a little research online when it’s time to renew. Want to lower your Ohio electric rates? Use this tip!

Rent Books and DVDs

Instead of buying things like books and DVDs that you’ll likely only use once, rent them! Join a library, and rent DVDs off sites like Lovefilm to make the most of your entertainment budget.

Avoid Name Brands

You can find plenty of products just as good as named brands if you try hard enough. In fact, some people would say they are better! Don’t automatically go for something because of the label it carries.

These 10 simple tips will leave you in pocket for a change, so you can stop wasting and start saving!

Climb Mount Everest On A Budget

Posted on October 21, 2014 by admin at 8:58 am

Climbing Mt. Everest is a dream for many people but one that few get to actually do. You may be considering a hike up Mt. Everest as part of your bucket list or goals in life. Most individuals feel as though traveling to the Himalayas is unattainable and a lofty goal. However, with strategic planning and using quality resources, you can create a plan to hike Mt. Everest and enjoy memories that will last a lifetime. Below are a few tips on how you can climb the famous mountain for a very low cost.

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Give Your Home a Brand New Look on a Poor Man’s Budget

Posted on October 11, 2014 by admin at 8:51 am

Are you bored of the way your home looks? Worried that it’ll have to stay that way because you don’t have the funds to sort it out? Don’t panic! You can give your home a brand new look on a poor man’s budget. Not only will the following tips help you to make your home look fantastic, they’ll also help increase your chances of selling in the future. Let’s take a look:

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The Top Brands and Their Changing Logo’s

Posted on September 19, 2014 by admin at 9:54 am

There are many companies all over the world that have changed with the times, rebranded their company which includes changing the corporate logo. There are also many companies that stick to what they have and do not look to move with the times and these companies can often get left behind.

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Insights on money, career and trading