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Insights on money, career and trading

5 Money Management Techniques For Homeowners

Posted on September 27, 2016 by Daniel at 4:01 pm

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Once you’ve become a homeowner, the next point of focus often becomes how to make sure that you’re managing your money properly around that central purchase. And it’s not easy. There are all kinds of ways that money will just sort of trickle out of your budget, and until you take a hard look at some of your expenses, you won’t understand why. (more…)

3 Ways to Not Regret Spending Money Around the House

Posted on September 23, 2016 by Daniel at 3:07 pm

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There are pretty much two kinds of people in the world: People who like spending money, and people who don’t. Within those categories you have different niches. Some people don’t mind spending money on one thing while they can’t bring themselves to spend a dime on something else. Perhaps it’s all relative. (more…)

What’s Your Plan to Get out of Debt?

Posted on September 22, 2016 by Daniel at 10:04 pm

One of the major issues affecting all of us in our lives is our relationship with debt. Even if you’re not particularly plagued by a growing debt that deprives you of living the life you really want to live in terms of the plans you have for the future, merely keeping your money in a bank signifies a relationship with debt regardless. The bank uses the money you deposit into your account to first create more money on their balance sheets (fractional reserve banking) and then they loan that created money out and charge interest for it. That’s perhaps a discussion for another day though, otherwise if you do indeed have debt which is hindering the quality of your financial life, you need to have a proper plan to get out of it. (more…)

Staying With the Times is Imperative to Making Money As A Business For These Reasons:

Posted on September 19, 2016 by Daniel at 4:23 pm

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As a business, unless you’re a nonprofit, you exists for the purpose of making money. Even nonprofits need money to function. Money drives the world, everybody needs it to live, and without it, economies fail. When economies fail, it creates a ripple effect and other economies struggle. If they don’t all out fail, somebody else takes up the gap left by the country that imploded, and world relations change as power switches hands. (more…)

Can You Live Credit Free?

Posted on September 15, 2016 by Daniel at 2:21 pm

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The horror stories of big credit have had an impact on upcoming generations. More and more consumers are stepping away from credit cards, car loans, and mortgages. There is a movement towards living off the credit grid. Studies show that just 56% of consumers are carrying credit card debt compared to 87% prior to 2008. (more…)

Your Best Backyard on a Budget

Posted on September 12, 2016 by Daniel at 7:29 pm

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Adding some zip to your home’s outdoor space doesn’t need to break the bank.  Taking stock of the key areas and not overspending can help you get the best return for your money.  So, what are the key areas and how can you improve them at a reasonable cost?   (more…)

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Insights on money, career and trading