Education is an expensive venture, but when you are entering into certain career fields, you have to have the right education. Going to school full time in order to get to your graduation date quickly can be difficult. Most students don’t have the luxury of just attending school. Many also have to work. It can be tough to make ends meet when you are shelling out money for tuition, room and board, along with having to work at a low paying job for only a few hours a week. When problems like these stand in the way, it may seem as if college is just a dream. However, many schools are offering online programs that make going to college much easier on the wallet. (more…)

Shopping is now easier than ever with our ability to make almost any type of purchase without even visiting a store. From clothes to furniture and even groceries, items of all kinds can be sent right to your door with just a bank account and a shipping address. And while this is awfully convenient, there’s also the potential for financial vulnerabilities when purchasing via the Internet. So to help those looking to keep a tight grip on their money and the integrity of their financial information, here are three things to think about for making safer online purchases. (more…)

It seems like everyone is always talking about how expensive having a baby is. From all the things you’ll need in their nursery, to the diapers and changing gear, to high chairs and strollers. The list of must-haves for a baby is enough to make a person’s eyeballs pop out of their head. (more…)

You might think it below you to buy a used car, but if you really think about it, used cars are probably the smartest financial investment you’ll make in life. Cars are unique because while they’re a hot commodity, they’re also depreciating assets. If you were to buy a car new off of the lot today, your vehicle would depreciate up to 11% immediately as you drive it off the lot. The farther you drive, the further the depreciation scale works to effectively take away thousands of dollars within a matter of minutes of owning your car. (more…)

It’s hard to get through life without any money, and sometimes you need more than you have on hand. Maybe you borrow money to buy your own home, in order to stop wasting tons of money on rent. Maybe your car breaks down and needs some major repairs, or you need to replace it all together. That could mean needing a loan, or at least putting repairs on a credit card. (more…)

If you find yourself in the middle of feeling like you never quite have enough, and once you pay your bills there’s hardly anything left, you are in a financial slump. Imagine waking up every day having enough for your basic needs, and also enough to buy something special for yourself that simply makes you feel good. (more…)