ACH (Automated Clearing House) is a secure, electronic network which banks use to transfer money. This payment method gives companies the ability to electronically accept and send funds, allowing for more flexible payment options. (more…)

Even when you have money it doesn’t mean you should spend it frivolously. The richest people in the world didn’t get rich by spending their money on random things, they knew what to buy and what to invest in to make their money last longer and to grow. (more…)

Credit scores are actually a pretty important thing when it comes to money. If your parents and your school didn’t teach you all the reasons why you need good credit it’s likely you have bad credit by now. However, if you don’t then you are on the right path to having money when you need it and being able to do things like buy a home and a new vehicle. (more…)

A big financial windfall can bring you considerable freedom, but it can also bring significant concerns. Having a large sum of money suddenly thrust into your hands is not a typical situation for the average person. With the trouble most of us have balancing a checkbook, how can we be trusted to protect and plan the use of large sums. The news is loaded with examples of families who have not just wasted their chances for financial freedom; they have actually blown up their families and relationships through their misuse of the money that fell into their lap. How can you make sure this stays a blessing and doesn’t become a curse! (more…)

Being a woman can be an expensive role to take on, from makeup and moisturizer to hair and nails. Sometimes you go to the drug store and buy only a few things only to walk away looking at your receipt having spent over $100!   (more…)

In today’s world, it only makes sense to be as conscious of your own energy consumption as you can. Not only does using less energy save you money on your utility bills, but it also means you’re using less of the finite amount of energy our society has for us to use. Surprisingly, there are actually a lot of areas around your home that you’re potentially using more energy than you need or even realize, and so it is important that you use companies similar to blairsair.com to ensure that the quality of these systems means that your energy is being utilised properly. These companies will help you talk through your energy saving options too. So to help you identify these areas and use less energy there, here are three tips for reducing your energy bills at home. (more…)