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Insights on money, career and trading

The structure of oil and gas companies in USA

Posted on October 28, 2013 by Daniel at 11:34 am

It is widely known that the oil and gas sector is one of the important sectors which contribute to the enhancement of a country’s revenue. Because of the diversity in nature of investments in the oil market, the profits are also varied. Every country’s dealing in oil and gas sector operates in a different manner as they have different regulations prescribed for them. If to talk about the legal regulation governing the oil and gas ownership in the USA, it is slightly different from the regulations that are prevalent in Europe. Unlike in many other countries, where the oil and gas sector is owned by the national government, in the USA, it is mostly under the hands of private ownership. The number of private undertakings is higher when it comes to the oil and gas sector in USA. A large number of oil and gas companies in USA are successfully operating in the country. Let us have a look at some of the structural features of the companies involved in oil and gas sector in the USA:

In most of the cases, the oil and gas companies in the USAdo not own the land where they carry out the drilling work. It can be seen that such companies take it on lease, from the owner who is called the lessor. Such settlements often involve the detailed description of the property, the duration of the lease or lease period, and the payments to be given to the lessor. In some instances, the company or the lessee of mineral rights can have reasonable access to the land for the purpose of exploration, development and the transportation of minerals. It all depends on the mode of the contract, if this is a “no-surface access” lease, there will be no such access.

The duration of the lease will be in effect as long as the company pays the annual dues. This is called the primary term period. If there is successful production, the lease will remain in place till the time production will continue. In case of any delay payments, the terms will be revised. There is the provision of delay rentals when a company can make the payments lately without the termination of the contract.
Payments to the lessor are carried out in three forms-bonus, rental, and royalties as per negotiation. Bonus is a kind of payment made at the time of execution of the lease. Rental is the annual one and the royalty is a portion of the total value of any oil or gas production from the lease, to be paid to the mineral owner.

Author bio
Christopher is the scholar behind many of the successful researches related to the oil and gas sector in USA. His comments are mostly valued in the field of oil and gas investments in the USA as he possesses an in depth knowledge of the oil and gas market.

No Bad Credit Check Loans – Logbook Loans

Posted on October 22, 2013 by Daniel at 8:23 am


Sometimes in life, you will get thrown into unexpected situations and you end up needing some emergency cash. Due to the urgency of the situation, most people forget to check the fine print regarding the deals made with financial companies and this leads to an even bigger problem.


Stay Debt Free and Worry Free in Five Hassle Free Steps

Posted on October 20, 2013 by Daniel at 5:56 pm

Stay Debt Free and Worry Free in Five Hassle Free Steps

In today’s society, debt is one thing common to almost everyone. It has been included in one’s lifestyle. The saddest part is that more people have debts to pay than they have savings. When in fact, to save is the most important thing to practice. But if you ask the common people about their savings, majority will say they have none.
Five Easy Steps to be Debt Free
How can you pay your debts faster? If you are determined to clear off your debts, you can do so. One important thing you can do is to follow a pattern. There are five steps to help you succeed in paying your debts.
Step 1 – Calculate your total debt
Make a clear computation of all your total debts (credit card bills, salary loans, bank loans). List down each of them including the monthly amortizations, interest rates and due dates. If you can, communicate with the creditors and negotiate to lower down the interest rates. In this way, the burden will be lesser; making it easier for you to pay all your bills.
Step 2 – Create a work plan or repayment plan
It is very important that you follow a payment scheme. If you have multiple creditors, choose the lowest amount owed and make it priority number one. Break it down into how many months you can pay it in full. If you can, pay it one time in full amount. For the other creditors, set a minimum payment and make sure to follow the payment schedule every month.
Step 3 – Examine your monthly income and monthly expenses
There is a need to examine your income versus expenses. See if the monthly income is enough to suffice the monthly expenses. Whatever excess money you have can be added to make excess payments to your debts. See as well if you can cut down on the other unnecessary expenses, in order to save more. Still add the money to reduce more debt obligations.
Step 4 – Learn to save to pay your debt
Once you have identified all your debts, do everything to pay including the interests. Save as much as possible; do away with all excessive expenses. Just like watching a movie in theatres, instead rent a disc and watch at home with your family. Also, instead of dining out in restaurants cook your own meals and eat together with your family. Both of these activities will let you save money, spend time with your family, and most importantly be able to pay off your debts.
Step 5 – Make all these steps a habit
Continuously repeat all these five steps until all your debts are paid. Once all debts are paid, be wiser to choose your next expenses. Spend your money carefully.
As you can see, to be able to pay all of your debts also needs planning. Together with determination and discipline, there will be no debt that will remain unpaid. It is never too late to start because it is better to sleep at nights worry free and stress free. So choose now to be debt free.

Victoria Anderson is a finance advisor for Guarantor Loans. She writes articles about finance, business and debt consolidation.

How To Tell The Difference Between Good And Bad Home Builders

Posted on October 18, 2013 by Daniel at 3:16 am


When it comes to the construction of a home, the quality is one of the most important factors that you should consider. This will ensure that the house remains standing for many years to come and that it doesn’t come toppling down on top of you. The problem for many people is determining whether they have found a good home builder or not. Fortunately, we have compiled this relatively quick reference that should give you a good idea of whether you have a good or a bad builder on your hands.


Is It Worth Insuring A Laptop?

Posted on October 17, 2013 by Daniel at 3:01 pm


Buying anything these days requires a good deal of investigation. There is just so much choice, no matter what you are buying, and with the internet at almost everyone’s fingertips, there’s so much information at hand. If you give yourself a little bit of time and research properly, there’s no excuse not to make the right purchase every time, and this applies massively to laptops. If you’re steering away from an Apple purchase, then there is a huge amount of choice out there. There are hundreds of laptops which use Windows as an operating system and the choice can be overwhelming at times, so you have to be careful. Of course, most people put plenty of time and effort into their decision, but it’s surprising how often people spend good time on their selection without giving a second thought to protecting their precious purchases.


The Benefits of Choosing a Thirty Day SIM Card Deal

Posted on October 17, 2013 by Daniel at 11:24 am


It used to be that when your mobile phone contract became ripe for renewal the only option that you had was to change your handset along with your contract. This was either through an upgrade service through your existing supplier or by taking out a new contract somewhere else, with a new phone and a totally new deal. Not anymore, now you are able to take advantage of a much more cost effective option by simply keeping hold of your existing handset and opting for a SIM only contract. The benefits of a SIM only contract are many, not only can you keep hold of your existing handset, there is also no need to change your mobile number, so you can keep hold of that too. All of the major mobile phone network providers offer a SIM only option and the 1 month SIM card tariffs can vary greatly between them. If you have a good idea of what you need form your SIM only plan and understand the way that you use your phone everyday then you should have a clear idea of the kind of plan that you need.


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